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(CTN NEWS) – Apple is entering the buy now pay later market with a few tweaks to the current model, including no credit card payment option. The product will be available to some customers this spring, and the loans will be reported to credit bureaus in the fall. Here’s what you should know. Since the outbreak, the option to “ buy now pay later ” has gained popularity, particularly among young and low-income consumers who may not have easy access to conventional credit. If you buy online for clothes, furniture, sneakers, or concert tickets, you have probably noticed the option to pay in smaller payments over time. Companies such as Afterpay, Affirm, Klarna, and Paypal already provide the service, usually with late fees for missed payments and the option to make installment payments with a credit card or bank account. Apple’s version, integrated with Apple Pay and facilitated by MasterCard, will require consumers to use a debit card and a bank account to … [Read more...] about Apple’s “Buy Now Pay Later”Service: Everything You Need To Know

What Is Form W-2G: Certain Gambling Winnings? Form W-2G is an Internal Revenue Service document that a casino or other gambling establishment sends to customers who had winnings during the prior year that must be reported as income to the Internal Revenue Service (IRS). Its full title is Form W-2G, Certain Gambling Winnings. The form contains information that the taxpayer needs to file taxes for the year. It includes the total amount of winnings, the date or dates they were won, the type of wager, and how much federal and state income tax has already been withheld. All gambling winnings are taxable but only some gambling winnings are recorded with a Form W-2G. Key Takeaways The IRS requires U.S. citizens to report all gambling winnings as income, whether or not they receive a W2-G. Winnings from gambling, lotteries, and contests all must be reported as "Other Income" on Form 1040. Cash and the cash value of prizes are taxable. State and local taxes may be due on … [Read more...] about Form W-2G: Certain Gambling Winnings, Guide, and Filing How-to’s

Key Takeaways Tesla lowered the prices of its most expensive models for the second time this year. The price cuts come just days after investors expressed disappointment the company didn't unveil a new model at last week's investor day. The average price for a new Tesla has fallen by half in the past five years; the least expensive models now account for 95% of sales. Other automakers could follow amid gloomy profit forecasts. Shares of Tesla fell as much as 2% today after the company reduced U.S. prices of its most expensive models. Tesla cut the prices of its Model S sedan by 5% to $89,990 from $94,990 and its Model X SUV by 9% to $99,990 from $109,990. The company also reduced the upscale Plaid versions of each model to $109,990, down $5,000 and $10,000, respectively. The price reductions came days after investors expressed disappointment that Tesla didn't unveil a lower-priced model at its first-ever investor day . They also follow cuts of up to 20% on … [Read more...] about Tesla Cuts US Prices on Most Expensive Models

The market value of CEO Elon Musk's electric vehicle (EV) company Tesla Inc. ( TSLA ) has rebounded by almost 92% and $29 billion from its 52-week low on June 3, 2019, on forecasts of rising profits and market share. Moreover, the outlook for Tesla in China, the world's largest vehicle market, may be brightening as would-be competitors face obstacles. To reduce air pollution, China plans to become a world leader in electric vehicles. As a result, dozens of Chinese EV startups have raised over $18 billion, but this may represent a speculative bubble, Bloomberg   reports. Key Takeaways China plans to be a major player in electric vehicles (EVs). Billionaire Chinese tycoons are spending billions in the EV market. However, becoming profitable is an uphill climb. Meanwhile, Tesla has opened its first plant in China. Significance For Investors Among the billionaire Chinese business tycoons who spending big money to become big players in the Chinese EV market … [Read more...] about Why Tesla Is Rebounding as China’s Electric Car Market Faces Shakeout

Washington (CNN) Google should face court sanctions over "intentional and repeated destruction" of company chat logs that the US government expected to use in its antitrust case targeting Google's search business, the Justice Department said Thursday. Despite Google's promises to preserve internal communications relevant to the suit, for years the company maintained a policy of deleting certain employee chats automatically after 24 hours, DOJ said in a filing in District of Columbia federal court. The practice has harmed the US government's case against the tech giant, DOJ alleged. "Google's daily destruction of written records prejudiced the United States by depriving it of a rich source of candid discussions between Google's executives, including likely trial witnesses," the filing said. "We strongly refute the DOJ's claims," Google ( GOOGL ) said in a statement. "Our teams have conscientiously worked for years to respond to inquiries … [Read more...] about DOJ seeks court sanctions against Google over ‘intentional destruction’ of chat logs

Sergio Ermotti, newly rehired CEO of UBS Group AG attends a news conference in Zurich, Switzerland March 29, 2023. REUTERS/Stefan Wermuth ZURICH  – UBS Group AG has rehired Sergio Ermotti as CEO to steer its massive takeover of neighbor Credit Suisse – a surprise move to take advantage of the Swiss banker’s experience rebuilding the bank after the global financial crisis. The trader turned corporate problem fixer faces the tough challenge of laying off thousands of staff, cutting back Credit Suisse’s investment bank and reassuring the world’s wealthy that UBS remains a safe harbor for their cash. “We felt we had a better horse,” said UBS chairman Colm Kelleher of the decision to replace current CEO Ralph Hamers after less than three years in charge. Kelleher said he brought back Ermotti because he was best equipped to see through the biggest deal in finance since the global banking crash more than a decade ago. “This is not a Swiss solution,” he said, seeking to play … [Read more...] about Sergio Ermotti returns as UBS CEO to steer Credit Suisse takeover

Inflation concerns among small business owners remained at record highs this quarter, according to a quarterly poll conducted by the U.S. Chamber of Commerce and MetLife released on Wednesday. The first quarter of 2023 was the fifth in a row where inflation was considered the biggest challenge for small business owners, according to the Small Business Index. A record high of 54% reported that, which is a 31-point increase from Q4 2021. “This quarter, small businesses’ concerns over inflation are soaring and their view of the broader economy is darkening, though they still report that their own businesses are in good health,” said Tom Sullivan, Vice President of Small Business Policy at the U.S. Chamber of Commerce. In San Francisco, minimum wage increases are based on the yearly rise in the Consumer Price Index every July 1. “That means my rate jumps from $16.99 to $18.07 or 6.36%,” said Hrag Kalebijan, owner of Henry’s House of Coffee, according to the Index. “The … [Read more...] about Inflation Continues To Plague Small Businesses For Fifth Consecutive Quarter: REPORT

An ex-California resident was sentenced to 27 years in federal prison Tuesday after pleading guilty in August 2022 for committing “monstrous acts” against three female victims as young as 12-years-old. Matthew Christian Locher, 32, was dubbed “a parent’s worst nightmare” by United States District Judge Dolly M. Gee after grooming vulnerable girls online for his own sexual gratification, according to a release from the U.S. Attorney’s Office, Central District of California. Former South Bay resident sentenced to 27 years in federal prison for enticing vulnerable girls to engage in masochistic abuse online https://t.co/wrLb8VnEqd — US Attorney L.A. (@USAO_LosAngeles) March 28, 2023 targeted young girls who were struggling with mental health issues, including depression, suicidal thoughts and eating disorders who had turned to the internet seeking help for their issues. From November 2020 to May 2021, Locher encouraged two of his victims to self-mutilate, urging them … [Read more...] about Man Gets 27 Years For Urging 12-Year-Old To Be His ‘Sex Slave,’ Child Mutilation

Republican Texas Sen. Ted Cruz mocked Special Presidential Envoy for Climate John Kerry for defending billionaires who fly private jets to climate change summits. “Look, I gotta say, John Kerry embodies the rich out-of-touch contempt that today’s left has for working men and women,” Cruz said in the Monday episode of his podcast, “ Verdict with Ted Cruz .” (RELATED: ‘Disgraceful’: Ted Cruz Rips Into Biden’s DHS Secretary For Refusing To Say There’s A Border Crisis) “So if John Kerry believes what he’s saying, it means when John Kerry puts his privileged derriere on a private jet, he is destroying planet Earth and simply buying an indulgence of, ‘well, I sent a check to somebody else.’ It fixes it. And his comment, ‘These gazillionaires are doing more than most people I know.’ And I’ve said, ‘Really, you need to know.’ Like, like, it’s such dripping contempt,” Cruz continued. Kerry discussed the Biden administration’s climate initiatives in an interview with Yahoo … [Read more...] about ‘Out Of Touch Contempt’: Ted Cruz Mocks John Kerry For Defending Billionaires’ Private Jet Usage

Share to Twitter Share to Linkedin Topline The U.S. Food and Drug Administration approved Narcan for over-the-counter use Wednesday, marking the first time a drug used to reverse the effects of an opioid overdose is available without a prescription, in an effort to combat the ongoing epidemic plaguing the country. Key Facts The FDA approved a four milligram nasal spray dose of narcan, or naloxone hydrochloride, for over-the-counter use, in a move that’s expected to take months. The FDA said it will be up to manufacturers to determine the price and availability of the drug, but it expects the medication to be available in convenience stores, drug stores, gas stations and grocery stores. Big Number 101,750 . That’s how many reported fatal overdoses the U.S. saw in a 12-month ending in October 2022, the FDA said. Key Background The FDA first approved narcan nasal spray for prescription use in 2015 in an effort to combat the … [Read more...] about FDA Approves Narcan—An Opioid Antidote—For Over-The-Counter Use Amid Overdose Epidemic