Businesses hiring 15 year olds

The average 15-year fixed mortgage rate nationwide is 4.87% and the 15-year jumbo mortgage rate is 4.82%, as of May 18, 2022. These rates are not the teaser rates you may see advertised but, based on our methodology, should more accurately represent what customers can expect to get depending on their qualifications. You can learn more about what makes our rates different in the Methodology section of this page. Just because it’s common for homeowners to take out a 30-year mortgage doesn’t mean you need to. Borrowers who score the best 15-year mortgage rates will be able to save tens of thousands of dollars in interest over the lifetime of the loans. While it does come with a higher monthly payment, those who plan properly will be able to take advantage of lower interest rates and will build home equity much faster. Even so, you’ll want to make sure your financial situation is rock-solid enough to afford the large payments. To help you with your decision, we’ve compiled a list … [Read more...] about Best 15-Year Mortgage Rates for 2022

INQUIRER.net Stock Photo A great-grandmother has just proven once again that people can overcome challenges – such as age – when they set their sights on their goals and get the proper support. At 78 years old, Vivian Cunningham was able to earn her undergraduate degree in liberal studies at Samford University in Alabama, USA, as per NBC’s Today on May 12. “If I could have done cartwheels across the stage, I would have,” Cunningham was quoted as saying. Cunningham, who stressed that she “really [loves] learning,” graduated while being a mother of two, a grandmother of three and a great-grandmother of three. She spent six years at the university to earn her diploma, according to the report. Before earning the said undergraduate degree, however, Cunningham had already gotten an associate degree in paralegal studies after she retired back in 1992. Cunningham worked as a custodian for 29 years and then as the head of the mailroom for the Alabama Power Company before retiring. … [Read more...] about 78-year-old great-grandmother earns undergraduate degree

It wasn’t so long ago that creators were dismissed as frivolous curiosities. YouTubers and TikTokers were seen as kids with too much time on their hands and Instagram influencers as wannabe celebrities with a narcissism streak. advertisement advertisement Today, we know better. Content creation is serious business. The industry was worth $13.8 billion in 2021 with brands, marketers, and social media platforms reliant on creators to reach critical audiences. Meanwhile, creators themselves have proven they are legitimate entrepreneurs who boast some serious hard skills: photography and video editing, SEO, small business financial management, and contract negotiation. And with some, like Miss Excel Kat Norton earning six figures in a single day by hawking Excel tips on TikTok, it’s no wonder a majority of Gen Z and Millennials say they’d consider getting paid for the content they post online . But creators have also brought back into focus some of … [Read more...] about 3 ‘creator’ soft skills that can get you hired

Lotte Chemical Vice Chairman Kim Gyo-hyun talks at a press conference Thursday. [YONHAP] Lotte Chemical will invest 11-trillion-won ($8.6 billion) in hydrogen energy, secondary battery material and bioplastic businesses by end of 2030, with a sizable portion being invested in the United States. Among the 11 trillion won, the company said 4 trillion won will be invested in its battery materials business, 6 trillion won into the hydrogen energy business and 1 trillion won into bioplastic business, at a press conference Thursday. Some 60 percent of the 4-trillion-won battery material investment will be made in the United States. Lotte Chemical will establish a subsidiary in the United States in the first half of the year as the Biden administration encourages battery makers to manufacture in the United States by promising extra funding. It is considering building an anode foil and electrolyte plant in the country. “A lot of local battery makers are investing to build … [Read more...] about Lotte Chemical to invest $8.9 billion in green businesses through 2030

Wan Razly as seen speaking at a press conference in conjunction with the official collaboration of AFFIN x MYTHEO on Thursday (May 19). (Photo by Kenny Yap/The Edge) - A + A KUALA LUMPUR (May 19): Affin Bank Bhd expects its loan growth to expand to 12% compared with 11% last year amidst a challenging economic and operating environment, according to the banking group’s president and chief executive officer Datuk Wan Razly Abdullah Wan Ali. Speaking at a Thursday (May 19) press conference in conjunction with the official collaboration of AFFIN x MYTHEO, Wan Razly said the bank had recorded good loan growth for the first quarter. However, he does not rule out the loan growth tapering off as things will become more expensive for borrowers and they would want to borrow less as they try to minimise their cost with the anticipation of overnight policy rate (OPR) hikes. “For us, we always look for ways to optimise our net interest margin (NIM) with the biggest … [Read more...] about Affin Bank optimistic on loan growth despite its expectation for another potential OPR hike this year

- A + A HONG KONG (May 19): Hong Kong new listings' volume plunged 90% to a nine-year low this year, data showed, as China's sharp economic slowdown and its regulatory drive cast a long shadow over the city's prospects as a destination for initial public offerings (IPOs). The drying up of share listings in Hong Kong bodes ill for investment banks, who make about a third of their revenue in the region from equity capital market deals, and for the Chinese-ruled territory's status as a global financial hub. Only US$2.1 billion has been raised this year via IPOs and secondary listings in Asia's most popular fundraising venue compared with US$20.7 billion by the same time last year, according to Refinitiv data, the slowest start to a year since 2013. "One of the reasons for the IPO market in Hong Kong falling so sharply is the deteriorating financial performance for most of the applicants in the previous financial year, and it is possible that will be the case for the … [Read more...] about Hong Kong new listings’ volume sinks to nine-year low on China slowdown

President Joe Biden wasted no time exploiting the tragic deaths of at least 10 people in Buffalo, New York, in what appears to be a heinous, racially-motivated shooting of black shoppers in a grocery store by a vile white supremacist. Leftists are trying to tie this evil Buffalo crime to former President Donald Trump , Tucker Carlson and Fox News . Yet in the alleged shooter’s own rambling manifesto , he attacks Fox News for what he claims is Jewish leadership’s part of the “replacement theory” conspiracy. (RELATED: CAMMACK: As The Left’s Crime Crisis Worsens, America Needs Its Police Now More Than Ever) The alleged shooter never mentions Carlson — either as an inspiration or anything else. In fact, the alleged Buffalo shooter rejects the U.S. conservative movement as corporatism, and embraces Leftist eco-fascism. In Buffalo Tuesday, Biden claimed the alleged shooter’s white supremacy was driven by “A hate that through the media and politics, the Internet, has … [Read more...] about SHEFFIELD: The Left Isn’t About To Let Another Tragedy Go To Waste

This article first appeared in The Edge Malaysia Weekly, on May 9, 2022 - May 15, 2022. - A + A DATUK Ahmad Nazim Abdul Rahman, who joined Lembaga Tabung Angkatan Tentera (LTAT) last June, is its third CEO in two years. With his experience as CEO of Pelaburan Mara Bhd, he seems comfortable discussing investment and asset allocation strategies. But given the short stints of his predecessors, the question remains whether he will stay on long enough at the retirement fund to carry out the reforms that have been put in place. Following are excerpts of The Edge’s interview with Nazim. The Edge: LTAT’s main task is to give good dividends to its members. Since 2018, that has come down quite a bit. Are we going to go back and see the good days of 12% to 15%? Datuk Ahmad Nazim Abdul Rahman : It would not be sustainable to go back to that teen-per cent dividend returns. I’m happy to mention we recently announced a dividend of 4.1%, and that is the highest … [Read more...] about Cover Story: Rehabilitating a RM10 billion portfolio

This article first appeared in The Edge Malaysia Weekly, on May 9, 2022 - May 15, 2022. - A + A BECAUSE military spending has always been shrouded in secrecy, companies involved in the industry are used as conduits to channel kickbacks that go undetected. It is no different with Lembaga Tabung Angkatan Tentera (LTAT) and its subsidiary Boustead Holdings Bhd (BHB), two companies that are major beneficiaries of Malaysia’s defence spending. The defence business is carried out via Boustead Heavy Industries Corporation Bhd (BHIC), in which BHB has a 65% stake. LTAT directly owns 8.16% of BHIC. In the last 15 years, more often than not, the Boustead Group and LTAT were in the limelight for facilitating deals seen largely as not “commercially driven”. From procurement of submarines to land and traffic surveillance systems, LTAT and BHB have been used as vehicles to buy assets at inflated prices. Mainly, the assets are linked to connected individuals. One … [Read more...] about Cover Story: A litany of controversial deals

- A + A KUALA LUMPUR (May 19): The Ministry of Health (MOH) is studying a proposal to not allow the display of tobacco product brand packaging in line with the amendment to the Tobacco and Smoking Control Bill. Health Minister Khairy Jamaluddin said the proposal was for tobacco product packaging not to display the brands and to have plain packaging instead. He said, however, the matter required engagement sessions with all parties, including non-governmental organisations related to health and business premises. "If there is a display ban, then owners of premises must make modifications that will involve many stakeholders. Once the study is completed, we will make a decision and transition towards the move,” he told reporters after launching World Asthma Day 2022 here on Thursday (May 19). Khairy said that should the ban on tobacco product brand packaging be implemented, it would not be inserted in the Bill but the provisions will be in the rules and regulations … [Read more...] about MOH studying proposal not to allow tobacco product display