On November 7, tech entrepreneur and Ruby on Rails creator David Heinemeier Hansson shared a disturbing story on Twitter, alleging that the Apple Card was discriminating against his wife. Both he and his wife Jamie Heinemeier Hansson applied for the Apple Card, but he received a credit limit that was 20 times what she was given—even though the couple files joint tax returns and she has a higher credit score than he. advertisement advertisement When the couple contacted Apple’s customer service, David reports that a representative blamed a black box algorithm for the discrepancy, then raised Jamie’s credit limit to match his without requesting more documentation. David’s Twitter thread went viral, and many others—including Apple cofounder Steve Wozniak—shared that they’d had similar experiences with the Apple Card. Wozniak said in a tweet that his credit limit on the Apple Card was 10 times that of his wife, even though they share … [Read more...] about I applied for an Apple Card. What they offered was a sexist insult
Business happy birthday cards
Goldman Sachs, the banking giant that the Apple Card is available through, has released a statement refuting allegations that its decisions on a customer’s creditworthiness are sexist. The row began after Apple Card user (and Ruby on Rails creator) David Heinemeier Hansson took to Twitter to question why Goldman Sachs gave him an Apple Card credit line that was 20 times that of the credit line his wife got. advertisement The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work. — DHH (@dhh) November 7, 2019 Shortly after this, Apple cofounder Steve Wozniak also tweeted that his wife’s Apple Card credit limit was 10 times less than his own, even though they share all their financial assets equally. The same thing happened to us. I got 10x the credit … [Read more...] about Goldman Sachs refutes claims it evaluates Apple Card creditworthiness based on gender
Apple completists will be thrilled to know that the Apple Card has launched today for all U.S. customers who were lucky enough to be offered the chance to have a sleek new way to rack up debt. according to Apple, and it has no annual fees. And while it claims that it “encourages customers to pay less interest, offers an easy-to-understand view of spending and provides a new level of privacy and security,” it is still pretty much just a credit card, albeit one designed in Cupertino. That said, you can get 2% back on purchasing your next Android phone or 3% back on your next Apple purchase, but whatever you buy, Apple’s cleverly designed visual metrics will help you track your spending. Apparently, people have been craving a new way to spend their hard-earned dolla dolla bills. After rolling it out to insiders and Apple employees, the card is now available to all who pass muster, and demand reportedly is high. “We’re thrilled with the overwhelming interest … [Read more...] about The Apple Card launches today for all you Apple diehards in the U.S.
In 60 days, it may be more difficult for lower-income people to immigrate to the United States. advertisement A new rule from the Trump administration changes how the Department of Homeland Security (DHS) interprets and implements who is ineligible for admission or for a visa or green card. According to the 837-page rule, that is: “Any alien who, in the opinion of the DHS (or the Departments of State (DOS) or Justice (DOJ), as applicable), is likely at any time to become a public charge. The statute does not define the term “public charge,” but in a related statute, Congress has articulated a national policy that (1) “aliens within the Nation’s borders not depend on public resources to meet their needs, but rather rely on their own capabilities and the resources of their families, their sponsors, and private organizations,” and (2) “the availability of public benefits not constitute an incentive for immigration to the United … [Read more...] about Here’s how Trump’s new green card rules could hurt low-income immigrants
With over 1.4 million followers and up to 600,000 people seeing each post we put out, BossBabe is one of the largest and fastest-growing communities of ambitious women on social media. Along the way, we’ve been able to build a multimillion-dollar business off the back of our social strategy. advertisement advertisement As the cofounder of BossBabe and an entrepreneur from the time I was 13, I learned plenty of lessons. But one thing I realized very quickly was that this journey could be incredibly lonely. As I was leaving university and deciding between a great graduate job offer or setting up a company, most people around me thought I was crazy for taking the leap and deciding to start a business. I launched my first business–Oh My Glow, a product-based company–with zero marketing budget. Using Instagram, I was able to ship to over 60 countries within the first few months. From there, the product was in over 200 stores in the UK. From there, I started … [Read more...] about I built a multimillion-dollar business on Instagram, and you can, too