Share to Twitter Share to Linkedin For the past seven years, we’ve published our annual Fintech 50 list, covering the top private companies that are transforming finance through technology. (Here’s last year’s Fintech 50 .) From digital banks and payments startups to cryptocurrency companies trying to build a new financial system, these businesses are improving the cost, efficiency and access of financial services. We’re updating the list for the eighth year, a months-long process that involves a team of ten reporters and editors. We divide the work into fintech subcategories, speak with industry investors, analysts, entrepreneurs and executives, evaluate hundreds of companies and ultimately choose 50. This year, we’re changing the application process to make it simpler. There is only one form for company representatives to fill out (see the link at the end of this article). We no longer have a form for the general public to submit nominations, … [Read more...] about The Forbes Fintech 50: Apply For Our 2023 List
Budget 2023
More Of The Same: Breaking Down The Tax Proposals In Biden’s Budget
Share to Twitter Share to Linkedin Kyle Pomerleau of the American Enterprise Institute discusses the Biden administration’s fiscal 2024 budget and examines how the tax proposals play into the administration’s wider political agenda. This transcript has been edited for length and clarity. David D. Stewart: Welcome to the podcast. I'm David Stewart, editor in chief of Tax Notes Today International . This week: the Biden budget. On March 9 the Biden administration released its budget for the 2024 fiscal year. The proposals largely focus on the same goals as last year, but there were a few new additions in the mix. So what are these additions, and will they result in new policy? Tax Notes reporter Alexander Rifaat will talk about that more. Alex, welcome back to the podcast. Alexander Rifaat: Hi, Dave. Great to be back. David D. Stewart: Now, I understand you recently spoke with someone about President Biden's budget. Could … [Read more...] about More Of The Same: Breaking Down The Tax Proposals In Biden’s Budget
Three Keys To Creating A Strong Business Plan In 2023
Share to Twitter Share to Linkedin Founder and CEO of Global Squirrels , a complete SaaS platform for international remote hiring and payroll management. A business plan is an explicit document that talks about company goals, budget, operations, strategies and execution. Small enterprises often fail due to the lack of a clear, well-defined business strategy. The same can be true for enterprises that found initial success but lose their momentum after one or two years because they don't have an effective plan in place to navigate challenges. Thus, it is essential for every organization to plan ahead and have a detailed business plan for the future. Here's how: Think Criticality, But Stay Positive As a leader, it is your responsibility to keep your employees motivated and fill your team with positive energy. This can be hard to do when the media is continuously talking about an economic slowdown and a possible recession, but, in my experience, the … [Read more...] about Three Keys To Creating A Strong Business Plan In 2023
Aboitiz group’s 2023 spending to focus on infra, clean energy
MANILA, Philippines – The Aboitiz family-led conglomerate Aboitiz Equity Ventures Inc. is lining up expansion projects across the group, principally for renewable energy and infrastructure, as it boosts capital spending by 10 percent to P78 billion in 2023. The bulk of the identified spending is for Aboitiz InfraCapital (AIC), which is budgeting P32 billion for the year or 42 percent of the group-wide spending. “This will go toward the continuous expansion of AIC’s economic estates, telecommunication towers business, as well as new investments in digital infrastructure,” Aboitiz Equity said in the filing. “Additionally, the capital will also be utilized for the completion and maintenance of Apo Agua, the Infrastructure unit’s bulk water project in Davao City. Once operational, Apo Agua is expected to supply over 300 million liters of safe and sustainable water to Davaoeños daily. The figure was lower than the P42 billion spent by the subsidiary in 2022, a period that marked … [Read more...] about Aboitiz group’s 2023 spending to focus on infra, clean energy
Eastern Communications spending P1.04B in 2023 for expansion
MANILA, Philippines – Eastern Communications is allocating P1.04 billion in capital expenditures this year to fund its expansion and rollout of fiber network services across the country. In a statement on Friday, the telecommunication company said the budget would “augment expansion efforts into more emerging sites and business hubs while continuing its network infrastructure improvements and restoration across the country this 2023.” The telco, a broadband service provider jointly owned by PLDT Inc. and Globe Telecom, said revenues last year grew by 7 percent on the back of rising demand for information and communication technology solutions such as cloud and cybersecurity services. It shared that customer satisfaction score increased to 90.92 percent in 2022. “Our 2022 customer satisfaction score shows our dedication to continuously delight our customers. We will bring this commitment with us as we expand to more areas in the country,” said Vince Tempongko, co-coordinator … [Read more...] about Eastern Communications spending P1.04B in 2023 for expansion
‘Potentially Devastating’: Pentagon Responds To Proposed GOP Defense Budget Cuts
The Pentagon said a proposed GOP defense budget cut back to fiscal year 2022 levels would be “potentially devastating,” according to a letter sent to Congress on March 17, released Monday. The defense budget could receive a cut of $73.7 billion from its current budget, and even more compared to the Biden administration’s request for fiscal year 2024 under House Majority Leader California Rep. Kevin McCarthy’s still unclear spending proposal, Department of Defense (DOD) comptroller Michael McCord wrote in the letter addressed to House Appropriations Committee Ranking Member Rosa DeLauro of Connecticut. Such a deficit would cut a deep gash into the administration’s strategy to reinforce Pacific defense networks and improve military readiness, McCord argued. “Those who would propose deep cuts to our budget have a responsibility to describe those goals in our strategy they wish to abandon or scale back in the Indo-Pacific, Europe, in the homeland or elsewhere,” McCord wrote. … [Read more...] about ‘Potentially Devastating’: Pentagon Responds To Proposed GOP Defense Budget Cuts
What Brands Need To Know: Marketing Measurement And Attribution In 2023
Share to Twitter Share to Linkedin Among the advertising shifts seen in the past few years, including across social and search and display marketing, the farthest-reaching may be those due to changes in attribution and measurement. And as sustainable paid media scale has become harder to achieve in certain channels, brands must improve their ability to identify the advertising vehicles that drive contribution, not just attribution. This means they need increased visibility into the drivers of their revenue that’s not only incremental but also maintains profit margins. But this likely will happen on an aggregated basis, rather at an individual-user level. “With less visibility into attributable conversions, brands are moving away from looking at platform attribution as their true north and instead focusing on more holistic metrics like customer acquisition cost (CAC) and incrementality,” says Megan Conahan, EVP at Direct Agents , known for its digital … [Read more...] about What Brands Need To Know: Marketing Measurement And Attribution In 2023
What Tools Can Help Your Finances In 2023
Share to Twitter Share to Linkedin Digital financial tools have continued to grow in popularity, with users taking a particular interest in investing and financial planning. The greater proliferation of these services is allowing people more access to wealth creation and preservation opportunities than ever before. The fundamentals of financial management have remained largely the same for a long time, with consistent, responsible practices coupled with a long-term financial plan generally yielding positive results. However, greater interest in markets, exchanges, and investment from individuals is creating a significant market for more flexible and approachable tools and services. While retail trading apps like Robinhood have been a source of media interest and some controversy, developments in this sector have continued to expand and adapt to fill the needs of increasingly sophisticated consumers. With this increase in options, finding the right tool for … [Read more...] about What Tools Can Help Your Finances In 2023
Best Mattresses 2023: A Complete Guide For Any Type Of Sleeper
Share to Twitter Share to Linkedin Today’s best mattresses are made to meet specific sleep needs, so it’s crucial to consider yours before starting to browse. From your go-to position (whether it’s your back, side, stomach or all three) to plushness and temperature preferences, the right bed will keep you comfortable, rested and in some cases, can help alleviate chronic pain. If you’re unsure where to start your search, stay tuned: We’ve compiled a list of the best mattresses of 2023 plus a handy guide with answers to frequently asked questions. From the plush-yet-supportive Nectar Premier to the handcrafted Saatva Classic , we’ve found a model for every type of sleeper—and most come personally recommended after trying them, ourselves. These picks arrive bed in a box-style or with free white glove delivery, and you’ll be glad to know each comes with a 90- to 365-night trial. This means you can test your new bed where it really counts—in the comfort of … [Read more...] about Best Mattresses 2023: A Complete Guide For Any Type Of Sleeper
Five Tactics CISOs Should Consider When Budgeting Amid Economic Uncertainty
Share to Twitter Share to Linkedin President and Chief Executive Officer of Gigamon , a leader in deep observability. CISOs have been under immense pressure since early 2020—the start of the global pandemic. Now, add on today's complex environment fueled by the Great Supply Chain Disruption , the economic impacts of a 40-year high in inflation and rising interest rates, geopolitical tensions and the cybersecurity implications of the war in Ukraine. Along with these external challenges, business leaders are facing new hurdles internally as well—from an increasingly distributed workforce to a perpetually expanding attack surface and the accelerated adoption of cloud tools . Business leaders must make smart investments and prioritize solutions that enable their teams to find success in both the near and long term. The new challenges of today’s digital world have created the perfect storm for organizations, increasing overall risk and putting … [Read more...] about Five Tactics CISOs Should Consider When Budgeting Amid Economic Uncertainty