Disclaimer: The views and investment tips expressed by investment experts/broking houses/rating agencies on moneycontrol.com are their own, and not that of the website or its management. Moneycontrol.com advises users to check with certified experts before taking any investment decisions. … [Read more...] about Reduce Colgate-Palmolive; target of Rs 1460: Dolat Capital
Betterment vs personal capital
Origin Story: 2 Chainz 2 Chainz (Tauheed Epps), formerly known as Tity Boi, lived a lot of lives before enjoying his musical breakthrough. The Grammy-nominated rapper was born and raised in College Park, Georgia, and pursued basketball when he was in high school and on a scholarship in college. He first played at Alabama State University in the mid-’90s, but finished his college career at Virginia State with a degree in psychology. Both schools are HBCUs (historically black colleges/universities), which are a part of the NCAA, a league 2 Chainz is passionate about. 2 Chainz advocates for the NCAA to pay its players on one of his most recent albums, the LeBron James-produced Rap or Go to the League (2019). … [Read more...] about The fan’s guide to Verzuz’s Rick Ross vs. 2 Chainz: Everything you need to know
While diversification is important for any investment portfolio, owning too many funds is useless. Diversification is not about having as many funds as possible. In fact, no additional diversification benefits are available by investing in more funds beyond a certain point. There is always a right amount of diversification. And if you have more of it, i.e., over-diversification, it doesn’t help. Most investors can do with having just a small number of funds of different types (from different categories). … [Read more...] about How many mutual funds should you have in your portfolio?
Another lesson I learnt first-hand is asset classes returns (including sub-asset classes) always revert to mean levels over a period of time. I was doing my SIP in a small cap fund for 8 years and as at Jan'18 end the CAGR was 35 per cent per annum on the back of stellar small-cap rally of 2017. I didn't book profits because I believed in the classic buy-and-hold principle. And today, the 10-year CAGR has dropped to 14 per cent. Not bad, but it could have been much better had I practised asset allocation more prudently, i.e. the market is a pendulum that forever swings between unsustainable optimism (which makes asset classes too expensive) and unjustified pessimism (which makes them too cheap). The Intelligent Investor is a realist who sells to optimists and buys from pessimists. And if it can be practised across asset classes then over a long term, an intelligent investor can generate very healthy returns with much lower volatility. … [Read more...] about The intelligent investor is a realist who sells to optimists and buys from pessimists
DIIs were sellers to the tune of almost Rs 10,000 crore in July. At this level of market, risk-reward ratio seems to be unfavourable, hence we may see much lesser long rollovers in August series. Also a lot of good news already factored in, so the market is awaiting for some fresh clues before it decides its direction. In my view we may see less fresh inflows in equity funds at this level of market, however older SIPs will continue to give a cushion to any significant downfall in markets. … [Read more...] about ‘Advise investors to rebalance asset classes and sectors in portfolio to protect gains’