When you think of fintech companies, you probably think of PayPal Holdings ( NASDAQ:PYPL ) , Block ( NYSE:SQ ) (formerly Square), or Robinhood ( NASDAQ:HOOD ) . Over the past few years, we've seen a surge in other kinds of fintech companies, companies that are democratizing industries once inaccessible to the everyday investor. Fine art, real estate, and farmland are three alternative investment options that are now easier to invest in than ever before. Here's what makes each asset class an attractive addition to a diversified equities portfolio. Image source: Getty Images. 1. Fine art Fine art is arguably the best-performing asset class of all time . However, it also has some of the highest barriers to entry of any asset class, let alone any luxury investment category. Buying, safely storing, and selling fine art is a complicated and capital-intensive business. Founded in 2017 and launched in 2019, Masterworks is a company that is in the business of … [Read more...] about Tired of Falling Stocks and Crypto? Consider These 3 Alternative Investments for 2022
Best way to invest in real estate
In this weekend conversation, Tom and David Gardner, co-founders of The Motley Fool, talk about things including: How investing fits into the pursuit of becoming smarter, happier, and richer. The importance of being a lifelong learner and investor. Using index funds and how to approach buying individual stocks. Two core Motley Fool approaches -- Rule Breaker and Everlasting investing philosophies. Setting the right expectations for returns. Mastering the mindset of investing and managing volatility. You can follow Tom and David on Twitter @TomGardnerFool and @davidgfool. To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center . To get started investing, check out our quick-start guide to investing in stocks . A full transcript follows the video. This video was recorded on Jan. 08, 2022. David Gardner: There's no substitute for being invested with skin in the game in the world at large, and it does have you, once … [Read more...] about How to Invest — and Why — With Tom and David Gardner
Despite big rallies over the past year, mall real estate investment trusts (REITs) have been suffering since around 2016 or so. It's important to understand the reasons why and even more important to grasp the vital nuances of the big picture. Both of these will help to explain why the CEO of Macy's ( NYSE:M ) recently sang the praises of physical retail stores, even as the company looks to keep closing brick-and-mortar locations. Was it really the internet? At one point not too long ago, the only way to buy something was to go to a physical store or call up a catalog retailer. Then the internet came along and created a whole new sales channel, propelling Amazon into a household name as it eviscerated the retail book industry. The simple story was that it was cheaper and easier to buy online than to shop in a store, especially as shipping costs and times shrank. The model quickly migrated from books to just about every other form of product you can think of. Image … [Read more...] about Don’t Ignore Macy’s CEO: Physical Retail Is Still Important
What happened Shares of mall real estate investment trust (REIT) Macerich ( NYSE:MAC ) rose as much as 15% on Tuesday. By roughly 2:30 p.m. EDT, the stock had given back some of that gain but was still sitting with an 11.5% or so advance. There was no news out of the company, which is set to report earnings before the open on Wednesday. Investors are likely expecting good things, however, thanks to the earnings news out of peers Tanger Factory Outlet Centers ( NYSE:SKT ) and Simon Property Group ( NYSE:SPG ) , both of which have already reported earnings so far this week. So what From a big-picture perspective, 2020 was a terrible year for mall owners like Macerich, Simon, and Tanger. The pandemic resulted in nonessential businesses being shut down and consumers being asked to practice social distancing. Investors shunned mall stocks and for good reason, as the year was financially brutal. All three of these REITs trimmed or suspended their distributions. But … [Read more...] about Why Macerich Stock Jumped 15% Today, Despite No Company News
The stock market is going to tank at some point. Whether that happens next week, next month, or next year is anyone's guess. It's actually pretty common for the stock market to undergo corrections , where it loses at least 10% of its value but less than 20%. Full-blown stock market crashes are, thankfully, less common. But to some degree, they're also unavoidable. So it's best to be prepared to face one, whether it happens in the near term or not. Here are a few things you can do to gear up for an extreme drop in stock values. Image source: Getty Images. 1. Load up on emergency savings You never know when life might throw you a curveball, whether it's a lost job or a roof that decides to cave in and leave you with an emergency repair on your hands. That's why it's so important to have a well-funded savings account. In fact, as a general rule, you should aim to have enough money in savings to cover three to six months of essential bills. Loading up your emergency fund … [Read more...] about A Stock Market Crash Is Inevitable. Here’s How to Prepare
Just about everyone who lives in their own house or apartment is familiar with how real estate works: You pay your rent or a mortgage each month, creating streams of income for your bank or landlord. Wouldn't you like to be on the receiving end of real estate's perks? It's easier than you think, and you don't need to be rich to buy buildings outright. The answer could be in real estate investment trusts (REITs); these unique entities can shower you with cash. Here's how they work, as well as three good REITs to consider for your portfolio. Why invest in REITs? REITs are a particular type of businesses structure created by the U.S. Congress in 1960 to give retail investors more affordable access to real estate. Image source: Getty Images. A business must devote 75% or more of its assets to real estate or cash and pay at least 90% of its taxable income to shareholders as dividends. A REIT receives special tax treatment and doesn't have to pay a corporate income tax in … [Read more...] about Get Paid Like a Landlord With These 3 REITs
Investing in stocks is the best vehicle for creating wealth -- better than gold, bonds, and real estate. You'll find one asset class or another outperforming stocks over various short periods of time, but those are the exceptions that prove the rule. The long-term history of stock investing proves that if you want to accumulate large amounts of wealth, betting on business is the way to go. Image source: Getty Images. Investors could have gotten whiplash snapping to watch the stock market collapse last year, only to quickly turn around and regain all the lost ground, and then go on to set new record highs. It took less than three months for the S&P 500 to make a dramatic recovery from the plunge it took at the start of the pandemic, completely erasing its losses. Since its low point in March 2020, the benchmark index has gained 110%. It took less than 18 months for it to double in value. Even so, there are plenty of bargains investors can still find, and you don't … [Read more...] about The Smartest Stocks to Buy With $350 Right Now
Quick Navigation There are several things Thai investors need to be aware of when considering purchasing a house or condominium in the United States. The buying process is relatively straightforward and Thais can own property in the US, however there are a number of tax implications that need further investigation. Compared to Thailand, the US is huge and each state has its own regulations with regards to real estate ownership. The housing market is extremely foreigner friendly and, unlike at home where there are rafts of restrictions on foreign property ownership, the US government does not have restrictions or hidden fees, such as extra stamp duties, to non-citizens seeking a home or investment in the country. In some instances, it is also possible to get a mortgage from US lenders for your property purchase. These are often referred to as Foreign Investment Loans , or a FIL mortgage. International buyers are offered up to 50% of the sale price but there … [Read more...] about Can a Thai Citizen Own Property in the US?
Super Bowl champion, Eli Manning, joins the show in just a little bit, but roll down the window because sentiment stinks right now in the stock market. U.S. equity markets are coming off their worst week in nearly two years and headed for more losses as we start the week. Netflix, one of the best performing stocks of the past 10 years, fell nearly 22% on Friday, its worst day since 2012. Shares of Amazon posted their worst week since 2018, and they're down 20% from all time highs. Tech stocks, as Liz Young explained to us just a few episodes ago, are super sensitive to rising interest rates, especially as their growth rates are slowing down. This week will also bring a steady stream of earnings, including reports from some of the most valuable companies by market capitalization, with widely held stocks reporting results, including Apple, Microsoft, IBM, and Johnson and Johnson. Investors have no patience for missed earnings estimates or weak guidance. They punished Netflix last … [Read more...] about Eli Manning Goes Long Private Equity
Share to Twitter Share to Linkedin When the stock market is in turmoil, many investors are tempted to go to cash and wait for the dust to settle before getting back in. One of the issues here is how to time your exit and entry—unlike a flash flood or significant weather event, investors aren’t going to get an emergency alert on their phone when it’s time to take cover, run for the hills, or once it’s safe to return. Aside from the fact that in the financial markets, we only know this information in hindsight, the notion of going to cash until the market recovers also ignores another very real but less visible danger: missing out on the recovery. Stick it out or sell to cash? By way of example, here are three long-term investors who started to invest in 2006. For simplicity, this example doesn’t include the impact of taxes, inflation, and rebalancing. Dividends and capital gains assumed to be reinvested. Kim Kim invested $100,000 in March 2006 in an … [Read more...] about Should You Go To Cash Until The Market Recovers Or Ride It Out?