Malik Ducard, YouTube’s global head of family and learning, likes to tell a story about the time the YouTube Kids app clicked for him personally. It was just before the app’s official launch in 2015, and his youngest son was playing with an early version during a family brunch. Unlike the regular YouTube app, YouTube Kids has a simple, cartoonish design that young children can easily navigate, along with various filtering tools and timers for parents. After the app streamed a clip of Phineas and Ferb, YouTube’s recommendation algorithm served a video on how to draw the characters. The restaurant produced some crayons and a paper placemat, and an impromptu YouTube art lesson broke out. “It was great, because it was him engaging the app, and viewing the app, but him also being active with the app,” Ducard says. “With YouTube Kids, we are as proud of the engagement that we see as we are the action–people putting down the app and going out and … [Read more...] about How YouTube is trying to fix its Kids app without ruining it
Best way to fix my credit
People struggling with loan payments and falling credit scores may be tempted to seek a quick fix. But they should be wary of companies that promise to scrub credit files and improve credit scores for a fee, consumer watchdogs said. The Consumer Financial Protection Bureau filed suit this month against Lexington Law and CreditRepair.com, two of the largest credit-repair brands, and a related network of businesses. The suit alleges that the companies illegally charged customers upfront for credit-repair services in violation of the federal Telemarketing Sales Rule. Under that rule, companies can charge fees for services sold through telemarketers only after documenting that their promised results have been delivered. The complaint also alleges that several of the companies, referred to collectively as Progrexion, used deceptive marketing to lure clients, in violation of the Consumer Financial Protection Act. The complaint, filed May 2, said people paid the credit-repair companies … [Read more...] about Why you should be wary of credit-repair services
Sections SEARCH Skip to content Skip to site index Your Money Subscribe Log In Log In Today’s Paper Your Money | Beware of Credit ‘Repair’ Companies, Consumer Watchdogs Say Advertisement Supported by Your Money Adviser ByAnn Carrns May 10, 2019 People struggling with loan payments and falling credit scores may be tempted to seek a quick fix. But they should be wary of so-called credit repair companies that promise to scrub credit files and improve credit scores for a fee, consumer watchdogs say. The Consumer Financial Protection Bureau filed suit this month against Lexington Law and CreditRepair.com, two of the largest credit repair brands, and a related network of interconnected businesses. The suit alleges that the companies illegally charged customers upfront for credit repair services in violation of the federal Telemarketing Sales Rule. Under that rule, companies can charge fees for … [Read more...] about Beware of Credit ‘Repair’ Companies, Consumer Watchdogs Say
Visit The Boston Globe Share on Twitter Share on Facebook Comment on this Scroll to top of page By Michelle Singletary Washington Post March 09, 2019 No matter how much experts advise that you shouldn’t plan to get a tax refund, many people like the lump sum of cash anyway.If this is you — and there’s no persuading you to get your money throughout the year — at least make sure you are taking full advantage of this once-a-year infusion of funds. The IRS has already issued more than 38 million refunds worth a total of $142 billion. The average refund as of March 1 was $3,068. There’s a lot you can do with that much money.This is your chance to act on the financial promises to yourself. And, if you need some positive reinforcement, here are some great ways to spend your refund. Advertisement ■ Open a 529 college-savings account. You’ve been promising for years that you need to start saving to send your kid to … [Read more...] about Getting a tax refund? Here are some smart ways to spend the money.
MANILA -- Born from 1981 to 1996, millennials are currently between 37 to 22 years old. They are saddled with stereotypes, both good and bad. Some of the labels they earned, while others are undeserved and I will leave you to figure out which is which. They have been called lazy, materialistic, and entitled. They are also known to be tech savvy, and prefer to pursue passions over building wealth. When it comes to managing their money, studies show that millennials usually fail to take the big picture approach. Most prefer to live in the moment than plan for their future, and saving money just isn’t in their urgent agenda. Of course, these surveys present generalizations, and conclude that millennials appear not to be as money-motivated as the generations that came before them. Instead, they are more interested in banking experiences than in banking money. Outspoken as they are, there are millennials who have confessed to money mistakes they have made, and even turned them into … [Read more...] about 5 Money Mistakes Millennials Make – and How to Fix Them