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Share to Twitter Share to Linkedin It’s October, just two-plus months away from the New Year. Have you begun working on your strategy for a successful 2019 yet? As we enter the fourth quarter of 2018, most business owners are looking forward to ending their year on a high note. I challenge you Mr. and Ms. Business Owner, to look further ahead and determine what you want to accomplish for 2019. Just because we’re a little over two months away from the start of the New Year, it doesn’t mean you should wait until then to get started on your 2019 plan of attack. Keep in mind, when developing this strategy follow the KISS principle – Keep It Simple, Stupid. Don’t overcomplicate the plan, the process, or turn your strategy into the Magna Carta. Here are 5 strategies to help you get started: As you’re developing your plan for 2019, it should be pertinent that you bring your key people into the fold.  If your key people, your managers, your department … [Read more...] about Get Started On Your 2019 Business Plan

Share to Twitter Share to Linkedin Capital is one of the greatest needs for all small business owners, especially entrepreneurs of color. Borrowing isn’t always the optimal way to finance your business. Loans have to be repaid and depending on the interest rate and term, debt might not be the best way to sustain operations or fuel growth. In the wake of COVID-19, many companies and business support organizations have developed cash grant programs to help small businesses survive and recover. Cash grants, which can provide businesses some breathing room and funds to invest could be a viable alternative to a loan, and may often be what small businesses need to stabilize in the wake of COVID-19 and fuel their growth. While grants can be the source of flexible capital, finding them can be challenging. There are important takeaways from the work of private companies and organizations who have and continue to provide on-the-ground support to small businesses. … [Read more...] about For Small Businesses, Grants Can Offer Both Cash And Lifelong Relationships

Share to Twitter Share to Linkedin If you’re reading this, you don’t have to be told how crazy things are now. Costs of goods are rising, and most people feel the effects of this economic downturn. We’re not quite in a recession, though most analysts predict it could happen in 2023 . At American Management Services, we consult owners on how to customize a plan to protect the integrity of their business through any crisis. Our economy has been trying to exit the covid-19 pandemic. Now, all business owners are faced with inflation, rising fuel and food costs, interest rate increases, labor issues, and supply chain challenges. We’ve worked with owners guiding them through every economic downturn, decline, and recession for nearly forty years. This survival plan is based on our experiences and guidance to those owners. With our proven track record, we are confident that following this guide will work for you too. Your Objectives In … [Read more...] about An Economy In Decline: A Business Owners Survival Guide

Democratic presidential candidate Hillary Clinton said Friday that using a private email while she was secretary of state “wasn’t the best choice.” Clinton, in an interview on MSNBC’s “Andrea Mitchell Reports,” did admit that “it would have been better if I had had two separate accounts to begin with.” (RELATED: Democrat Who Wants To Disband Benghazi Committee Has Attended Just 1 Of 45 Interviews) Andrea Mitchell : First of all, are you sorry? Do you want to apologize to the American people for the choice you made? Hillary Clinton : Well, it wasn’t the best choice. And I certainly have said that. I will continue to say that as I’ve also said many times it was allowed and it was fully above board. The people in the government knew that I was using a personal account. But it would have been better if I had had two separate accounts to begin with, and certainly I’m doing all I can now to try to be as transparent about what I did have on my work-related emails, and I … [Read more...] about Hillary Clinton On Using Private Email: ‘Not The Best Choice’ [VIDEO]

Share to Twitter Share to Linkedin Black businesses were slammed by the pandemic-induced recession of 2020. Although they bounced back fairly strongly in 2021– according to research by Robert Fairlie, a professor at University of California, Santa Cruz–many Black businesses still have some of the vulnerabilities that existed before, such as low cash reserves and difficulty accessing credit relative to other groups. These vulnerabilities will likely still exist in the event of another downturn, the odds of which are growing. “If we do slip into a recession I predict that it will be bad for Black-owned businesses,” Fairlie tells Forbes . He added that many such businesses already struggled through the pandemic “and don't have large cash reserves, owner wealth, or access to bank credit to weather another recession.” The Wall Street Journal reported earlier this week that the economists it surveys have dramatically raised the probability of … [Read more...] about Are Black Businesses Ready For Another Recession?

At sunrise, the snow-capped mountains are covered in an alpenglow which makes the peaks look like they are made of molten gold. (Photo: Jack Sloop via Unsplash) Camping isn’t for everyone. But for those of us who don’t mind roughing it out every so often, there are few things more enticing than the idea of waking up to a sight so heavenly, you don’t want to go back to your mundane city life. We asked Abhirup Paul, founder of Eka Experiences that organises treks in North and Northeast India, and Rakesh Pant, co-founder of Trek the Himalayas, to share their list of favourites. 1. Mulling Campsite on the Pin Bhaba Pass Trail, Himachal Pradesh The Pin Bhaba trail takes you through some of the most picturesque landscapes in Himachal Pradesh, and the magic begins pretty much on your first day. Some 10 km from the village of Kafnu in Kinnaur district is Mulling where trekkers set up camp for the first night. Hugged by dense greenery, Mulling looks like a fairy tale, especially … [Read more...] about MC Travel Special | Best campsites on Indian hills

Indulge in luxurious island living at Vana Belle, a Luxury Collection Resort, Koh Samui Book now on Agoda From white sand beaches with calm waters to adventure-packed experiences in tropical rainforests, Koh Samui is one of the most family-friendly destinations in Thailand . But even the most perfect holiday destination can become tainted if you don’t have a fantastic place to stay. Fortunately, Koh Samui has amazing family-friendly hotels and resorts that go above and beyond to ensure your kids are entertained and well-fed. We’ve compiled the best 5 below. Top family-friendly hotels in Koh Samui 1. Hyatt Regency Koh Samui PHOTO: Kid’s Pool with a slide via Hyatt Regency Koh Samui Pricing: 3,010 – 9,240 Baht per night Address: 99/11 Moo 5, North Chaweng, Ko Samui District, Surat Thani 84320 Babysitting: Available Click here to book now on Agoda Hyatt Regency Koh Samui’s lush tropical landscape and easy-breezy beachfront … [Read more...] about 5 best family-friendly hotels in Koh Samui for 2022

Share to Twitter Share to Linkedin By Anjan Pathak For any aspiring leader, going through a crisis is a rite of passage. After all, it's easy to be a good manager when everything is going well, but your ability as a leader is truly tested when there is a true crisis. While crisis management may be near the top of a manager's priority list, it is one of the trickiest areas to navigate. Thus, it's not surprising that crisis preparation for a company can cost anywhere from $60,000 to $500,000 (depending on the industry and location). In comparison, unprepared companies in a crisis can spend close to millions of dollars on mitigation while at the same time losing hundreds of millions in reputation and shareholder value. The real issue with crisis management is that it is incredibly unpredictable. You never know when or what kind of crisis will strike. Consider the Covid-19 pandemic. If someone had told us in 2019 that the world would be in a two-year … [Read more...] about 5 Ways To Be A Better Leader During A Crisis

Have you ever looked at another person’s daily accomplishments and thought, “How do they do it”? By the time most are pouring a second cup of coffee in the morning, some super-achievers have gone for a 5-mile run, hit inbox zero, and nailed the rough draft of that report due next week. Oh, and they figured out the day’s Wordle, too. advertisement advertisement After more than a decade of writing and practicing productivity techniques, I’ve learned that these folks generally do know more about how to get more done. And you can adopt those practices, too. But, why would you? Getting more done in less time can mean that you have more free time to do the things you love with the people you love. Or, it can create space to fill with more work that could have a detrimental effect on your mental and physical health. I learned this the hard way last year. advertisement advertisement Don’t make the same mistakes. Instead, practice … [Read more...] about The ultimate guide to purposeful productivity (your mental health will thank you)

You know the place, even if you haven’t been there. advertisement advertisement From the outside, it has a spare, severe look. But inside, past the flower stall and barbershop, the vibe is serene and hushed. Long tables and worn leather chairs invite people to cluster; the scent of locally roasted coffee mixes with the sound of the nearby photo booth, whirring in the background. There are vintage records on the shelves and slinky indie pop on the speakers, and the late afternoon sunlight makes puddles on the century-old wood floor. The feeling is both of the moment and timeless. To a remarkable extent, this place, the Ace Hotel, is the brainchild of a single man, a lean, mop-haired native of the Pacific Northwest named Alexander Calderwood. A kind of hipster polymath, he was able to look around the corners of culture and see what was coming years, if not decades, before everyone else. In his 20-year career, Calderwood cofounded a barbershop, a … [Read more...] about Behind Ace Hotel Founder Alex Calderwood’s Creative Life And Untimely Death