Yes, you need to carry your gold ornaments to the lender when you apply for a gold loan. To make things easier in these pandemic though, some of the lenders send a company executive to your place, for carrying out the due diligence. You can apply for a gold loan online from the lending bank’s website. … [Read more...] about What are the charges for gold loans, how is the value of ornaments calculated, which lenders are the best and other key questions answered
Best refinance student loans
"Although gross and net non-performing asset ratios had come down in March 2020 along with receding slippage ratios, the economic fallout of the pandemic is likely to test this resilience, especially since the regulatory accommodations announced in the wake of the outbreak have masked the consequent build-up of stress," the RBI said. … [Read more...] about Interest waiver on loan moratorium case | Here’s what has happened so far
The route, to apply to all overseas students including Indians from October 5, will mean students require a total of 70 points to be granted a visa to study at a UK university. They will achieve the required points if they can demonstrate that they have an offer from an approved educational institution, speak English and are able to support themselves during their studies in the UK. … [Read more...] about United Kingdom opens new ‘simplified’ points-based student visa route
Physical gold: Buying jewellery and gold coins is still one of the most popular modes of investing in gold. But holding gold in physical forms comes with two main disadvantages. Apart from the additional cost incurred for safekeeping, buying physical gold also comes with purity-related concerns. Additionally, one may also face challenges in accessing physical gold stored in bank lockers or selling it during a political turmoil or natural disaster. … [Read more...] about What’s the best way to invest in gold now?
All fixed deposit holders must consider modifying their existing operating instructions to ‘Anyone of the Joint holders.’ This means, whether it is premature withdrawal or on maturity, any of the Joint holder can sign and discharge the certificate. This also enables them to pledge the FD Certificate and raise funds to meet emergencies. … [Read more...] about The best mode of operating an FD account that factors in emergency withdrawals