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Mariane Osabel Like many new singers, “The Clash” Season 4 winner Mariane Osabel often wonders about how she can leave a lasting impression on people and make a mark in show biz. But as much as she wants to stand out, she won’t resort, she said, to singing over her peers onstage. “If we’re doing a duet or a group performance, and one of us is belting, I would sing in a neutral way to balance it out. Otherwise, we wouldn’t sound melodious … It wouldn’t sound appealing to the ears if I belt out while the other is going at it,” Mariane said in a recent online conference for her debut single, “Pira-piraso,” under GMA Music. “Hindi ako bibirit din. That’s my mindset when doing group numbers,” the 24-year-old recording artist added. And the same holds true for Mariane’s fellow singers in the popular “All-Out Sundays” segment “Queendom,” which features the noontime variety show’s resident divas, Aicelle Santos, Julie Anne San Jose, Rita Daniela and other former konteseras like Hannah … [Read more...] about No longer in competition mode, ‘The Clash’ champ Mariane Osabel wants to do her best without overthinking

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Share to Twitter Share to Linkedin Anxiety is an emotion we’ve all felt – the uneasiness, the restlessness, and the non-stop overthinking. The truth is, as any psychologist will tell you, anxiety is not inherently a bad thing. In fact, it is a response your mind and body create to adapt to situations that could be threatening. There is a point, however, when this response can start to work against you. How do you know when your anxiety is crippling you instead of helping you? While the best option is to see a licensed mental health practitioner, it is also helpful to educate yourself on these three signs that might point to serious anxiety. #1. Your anxiety doesn’t go down with the sun A high level of anxiety throughout the day that does not taper by the evening is a cause for concern. According to a recent study , for most anxious people, worrying typically abates by day’s end. But this is not the case for people who have higher levels of … [Read more...] about Who Is In Control, You Or Your Anxiety?

Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or new lines of credit. A higher credit score can also open the door to the lowest available interest rates when you borrow. If you would like to boost your credit score, there are a number of quick, simple things that you can do. While it might take a few months to see an improvement in your credit score, you can start working toward a better score in just a few hours. Key Takeaways It takes less than a couple of days to pull all your credit reports from the three major credit bureaus, and assessing your credit score is the first step to raising it. In just a few hours, you can set due-date alerts for bills, so you know when a bill is coming up. Paying your bills on time Is one of the most important steps in improving your credit score. Pay down … [Read more...] about How to Improve Your Credit Score Fast

Share to Twitter Share to Linkedin After a meteoric rise during the pandemic, the buy now, pay later (BNPL) business is facing a future clouded by deteriorating economic conditions, competition from the likes of Apple and bank credit card issuers and a looming regulatory crackdown. At least, that’s the conventional wisdom. Since the federal Consumer Financial Protection Bureau (CFPB) opened an inquiry into the industry last year, regulation has generally been framed as a “ backlash ” and threat to the industry’s growth. A research note issued Sunday by Goldman Sachs analyst Michael Ng, which initiates coverage of Affirm Holdings with a neutral rating, observes that “the evolving US BNPL regulatory landscape results in the risk of potential regulation that could reduce the pace of consumer and merchant adoption.” Yet a deeper look suggests regulation could actually benefit the leaders in the American BNPL sector. While BNPL has been around in the US … [Read more...] about Why Regulation Will Help The Buy Now, Pay Later Giants

Share to Twitter Share to Linkedin Two years after the first rounds of Covid stimulus payments were sent by the federal government, efforts are beginning to assess the effect of direct cash payments. I have long been an advocate for cash payments, especially for rent, instead of expensive and inefficient building programs. A couple of studies point at two important outcomes from the Covid cash. First, the money helped solve real problems associated with Covid and poverty. Second, the money created some subjective impacts, specifically more awareness about money and budgeting and a heightened sense of anxiety about what happens when the subsidy is gone. If we’re going to move toward a cash for rent strategy, it’s worth taking a look at these outcomes. “ How Effective Is (More) Money? ” asks a study completed by a team of researchers looking at hundreds of Covid relief payments sent out to households during the pandemic. At first, their answer – “we find no … [Read more...] about Cash For Housing Better Than More Building Alone

Illustration by Rachel Revilla No matter if your goal is to recover or grow, in these times of change and uncertainty, there is one thing more important to any business leader or business owner than time or money: your attention. We live in a “VUCA” world —a world of volatility, uncertainty, complexity and ambiguity. The pandemic has created a new global and national economic order with a very uneven distribution of winners and losers. On a global scale, the Russia-Ukrainian conflict has brought us many new uncertainties due to inflation, capital market changes, uncertain interest rates, high energy prices, localization, food insecurity, global supply chain disruptions and more. Some Filipino companies are more impacted by this conflict than they had been by the pandemic. Change on a global and national scale is now faster than ever before in history. Energy flows where attention goes As a business leader, you need to focus on opportunities because these will ultimately be … [Read more...] about The No.1 thing that is more valuable than time or money

Share to Twitter Share to Linkedin Perhaps one of the most iconic portrayals of a greedy landlord is Benoit from Puccini’s La Boehme . The character arrives on the scene at the opening of the play looking to collect rent and then proudly confesses infidelity to the poor artists he’s trying to shake down. They pretend to be outraged by his immorality, eject him, and use the rent money for a night on the town. The image of the poor but righteous tenants is so compelling a modern musical adaptation of the opera is called Rent . But are housing providers really trying to squeeze every last cent from their residents? A study from Berkeley indicates that often, housing providers leave money on the table, giving discounts and often failing to keep up with the market. The study, Affordable Housing Without Public Subsidies: Rent-Setting Practices in Small Rental Properties , takes a look at how housing providers set their rents and how those rents relate to … [Read more...] about Study: Housing Providers’ Rent Increases Often Don’t Match Market

Scene from “Oh My Korona” In her first few days of taping for her upcoming TV5 sitcom, “Oh My Korona,” Maja Salvador felt like her body could use a little bit of jolting on the set. “I wanted to give my whole body a good shake because I felt so stiff. I thought to myself, ‘Eh paano nga ba mag-comedy?” she related in a recent online press conference for the said television show. After almost two decades in the biz, Maja has made a name for herself as one of the finest dramatic actresses of her generation. The past few years, however, saw her trying her hand at more fun and lighthearted projects, like her recent drama-comedy series, “Niña Niño.” It was quite the departure from the iconic roles she played in the revenge drama “Wildflower” and the horror drama “The Killer Bride.” But with practice and proper guidance from her directors, Maja, slowly but surely, found her groove. “Doing ‘Niña Niño’ was a challenge after doing heavy soaps, where I did nothing but cry, scream and … [Read more...] about Comedy ‘a completely different animal’for Maja Salvador

Certified Scrum Master (CSM) is basically an entry-level credential that gives professionals who are getting started as Scrum practitioners an understanding of project management methodologies. The process of certification offers candidates a better understanding of the Scrum values that emphasizes iterative progress, accountability, and teamwork towards a defined goal. Experts who have earned a Certified ScrumMaster may fill the role of a Scrum team member or Scrum Master. While a Scrum Master usually manages how details are exchanged, a Scrum team member plays a vital role as a servant leader who enable self-managing or self-organizing team members to attain all their goals. CSM Requirements There is no prerequisite for enrolling in CSM training. However, extensive training is needed to get certified. In order to earn CSM credentials, as an applicant, you need to know the Scrum framework as well as its practices and principles. Some trainers provide a lot of … [Read more...] about What is Scrum Master Certification?