Some banks charge processing fees of up to 1.5 per cent plus GST on the loan amount, which you need to pay before the loan amount is disbursed. Banks also charge valuation fees over and above processing charges. For instance, HDFC bank charges a valuation fee (a fee charged for the efforts the bank takes to value your gold) of Rs 250 for a loan of up to Rs 1.5 lakh and Rs 500 for loans over and above Rs 1.5 lakh. … [Read more...] about What are the charges for gold loans, how is the value of ornaments calculated, which lenders are the best and other key questions answered
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Given the negative correlation between gold and equities, retail investors should maintain gold exposure of at least 5-10 per cent in their investment portfolio. Hence, those without adequate gold exposure should consider starting investments in gold, preferably through gold funds, in a staggered manner. If gold prices witness a steep correction in the future, investors can implement their asset allocation strategy to make lump-sum investments in gold. This will average their investment cost and also set their asset-mix right. … [Read more...] about What’s the best way to invest in gold now?
NK: Candidly, the Super Bowl ad was more art than science. It’s an example of how we use our brand as guardrails to make decisions. Our company mission is to create a world where anyone can belong anywhere. You have to create more acceptance. And we were in an environment where there were a lot of questions about acceptance, and what it means to be accepted. We also had a conversation with our product team, and they elevated the point that the “accept” button on our website is actually the most used button. This video originally was not meant to be an ad; it was supposed to be on the site. But we recognized the power of the idea of acceptance, especially within the cultural narrative that was taking place. And really, we just decided to do it. It felt like the right thing to do. So far, I haven’t gotten any questions about what the ROI was on it. … [Read more...] about What Airbnb Has Discovered About Building A Lasting Brand
“Design is one of our most powerful tools in the COVID-19 crisis. The ingenuity, resourcefulness, and generosity of designers and their collaborators worldwide has produced innovations that are helping to protect us from the pandemic, to improve its treatment and to prepare for the radical changes it will introduce to our lives in the future,” they wrote in the their series announcement. The ultimate design optimists, Antonelli and Rawsthorn explore themes like hacking and collaboration and look at innovations big and small, from Song Dynasty-inspired hats designed to help Chinese school children visualize the six feet they needed to stay apart to the retrofitting of the Javitz Center in New York into a medical hospital by the New York District Army Corps of Engineers. … [Read more...] about MoMA curator Paola Antonelli on the defining designs of 2020
The controversial political campaigner in Biden’s team was expected to create a divide in the South Asian community in the US due to his close ties with the BJP in India.Jani’s father, Suresh Jani, was the founder of the Overseas Friends of BJP in the US. This created a backlash and he was relieved from his role as the Muslim Outreach Coordinator, and was replaced by Farooq Mitha, a former Muslim advisor to the Clinton campaign. … [Read more...] about Meet the 7 Indians playing a key role in the 2020 US Presidential campaign