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They are both beautiful countries and stand out amongst their south east asian counterparts for their food, culture and scenery. But which one is your choice for travelling or living in? Here are some introductory thoughts… Influences Thailand is a constitutional monarchy and the former king, King Bhumibol, was greatly loved and respected. His son, King Maha Vachiralongkorn, now maintains the customs and traditions of the Thai monarchy. His coronation was an elaborate ceremony in May 2019 celebrated by all Thais. The main religion in Thailand is Theravada Buddhism. Monks retain high status and are a big part of daily life, from festivals to daily blessings. Young Thai men become novice monks for a period – usually 1-3 weeks – to earn “merit” for their families. Thailand is a hodge podge of old culture and traditions fused with modern western influences – often at the same time. Thais celebrate everything and are reasonably tolerant to all cultures. Thai people always try … [Read more...] about Vietnam versus Thailand – which is the best for travel or living?

Share to Twitter Share to Linkedin The stock market keeps falling and falling because, for the first time in 14 years, there is nobody there to catch it. The “Fed put” has expired. The genesis of the Federal Reserve’s implicit put—the notion that the Fed will fix any decline—was the 2008 Financial Crisis. The financial system was on the ropes and the stock market itself became “too big to fail” as far as the Fed was concerned. Then-Chairman Ben Bernanke printed a bunch of money, boosted the market and was heralded a financial hero. Since then, the Fed has been reluctant to let the stock market drop. Anytime the S&P 500 has a hiccup or correction, the central bank has stepped in to print money, and this liquidity stabilizes stock prices. This implicit “insurance” has been called the Fed put. It’s a word play on options investing. When we buy puts, we are generally buying insurance on our portfolio. Puts rise in value as stock prices drop. … [Read more...] about The Best Dividend For A Bear Market

Share to Twitter Share to Linkedin As the list of Covid-restrictions-free European countries grows longer, the number of flights to and from the continent increases and tourism gathers strength, the dream of basking in the glorious summer sunshine at some of the most beautiful beaches of Europe is at last a realistic possibility for relief-seeking travelers. Assembled by European Best Destinations (EBD), a wing of the European Commission’s EDEN Network (European Destinations of Excellence), the 2022 list has something for everyone: from golden sand and secluded, hidden or wild beaches, for romantic escapes or family adventures, from intense water sports to unspoiled nature...and more. The 22 beaches selected are the most-voted by thousands of travelers from 82 countries - with 16% of the votes from the United States. “Treat yourself to a holiday in these pure nature refuges offering dream beaches to disconnect from a worrying world and reconnect with … [Read more...] about The 22 Most Beautiful Beaches For 2022 By European Best Destinations

Share to Twitter Share to Linkedin If Dad loves golf, that passion makes your Father’s Day shopping easy. The key is to skip clubs. They are too personal, have too many variable specs, need to be fitted, and a new putter, driver or wedge is just a bad idea. What is a good idea is accessories like these, ones that will make Dad play better, look better, feel better- or all of the above. I’ve been writing on golf for 25 years and have picked best-in-class products at every price point. The Coolest Shoes Ever: Golf shoes don’t have to be ugly or boring, yet most are. But Dad shouldn’t look bad, so if you want to up his style points, check out little-known UK brand Royal Albatross , which sells in the U.S. and makes some of the best looking, high performance, comfy golf shoes ever. They are handmade by Italian craftsmen using the finest leather and technical materials. They have a lot of styles, and if Dad likes the now popular skate-shoe inspired … [Read more...] about Father’s Day Gift Guide: The Best Golf Accessories For Dad

Productivity depends on many factors, including our workforce’s knowledge and skills and the quantity and quality of the capital, technology and infrastructure that they have to work with, said American economist Janet Yellen. The Philippines suffers from unemployment and poverty because of poor infrastructure. In a report by academic Richard Javad Heydarian for Forbes Magazine, the Japan International Cooperation Agency (Jica) found that traffic congestion in Manila, caused mainly by poor infrastructure, led to losses of about P2.4 billion in 2012, and could triple by 2030. “Since 2011, the Philippines has broken out of its historically mediocre growth pattern to feature among the fastest growing nations in the [Southeast Asian] region,” said Heydarian. “But the country’s growth has been shallow and far from comprehensive, leaving high levels of unemployment, poverty and hunger relatively untouched.” “Infrastructure is clearly the country’s Achilles’ heel.” Thus, President … [Read more...] about Understanding the ‘Build, Build, Build’ program

Share to Twitter Share to Linkedin In a competitive labor market, retirement benefits are a substantial perk to offer your employees. Potential and existing talent may view the presence or absence of a 401(k) option as a key factor when deciding whether or not to join or stay with your company. Providing retirement benefits also shows employees you care about them and their future endeavors. If you’ve never offered retirement benefits to your employees, you may be wondering where to begin the process and what the best practices are. Below, 14 members of Forbes Finance Council share the advice they’d give a business client contemplating offering a 401(k) option to their employees for the first time. 1. Ask Yourself Why It’s An Essential Benefit Ask yourself about the “why”—what are you looking to accomplish? Improved retention and recruitment is a great answer if your industry demands or expects the benefit. Maximize the benefit for the company and … [Read more...] about Starting A New 401(k) Program? 14 Helpful Tips From Finance Experts

Administrative responsibilities can tax any company, but for smaller businesses in particular managing human resources can be a heavy burden. When you run a small company with limited time and resources, the last thing you want to do is divert your attention from the core business that's your bread and butter. Outsourcing human resources functions can reduce your administrative workload and free up your time so you can focus on your business objectives. If you haven't given serious thought to outsourcing, the range of tasks that can be offloaded might surprise you. An HR outsourcing company can manage a whole range of human resources functions that you might otherwise outsource to multiple providers - these functions include everything from payroll processing and benefit plan management and administration to recruiting, training and more. With one provider to take responsibility for a range of HR functions, you'll not only spend less time on administration, but less time managing … [Read more...] about Best HR Outsourcing for Small Businesses in 2022

Coca-Cola announced the launch of a new entrepreneurship program at Fast Company’s Innovation By Design conference today, in conversation with Fast Company senior writer Linda Tischler. David Butler, Coca-Cola’s vice president of innovation and entrepreneurship, (who has written a book with Tischler) announced the Coca-Cola Founders program, a way for startups to gain access to Coca-Cola’s tremendous reach and for Coca-Cola to tap the ideas of independent entrepreneurs. The company goes into startup communities around the world and hand-selects founders, giving them insider access to Coca-Cola–both the company’s assets and its challenges. The founders’ ideas are then shaped by what they see inside Coca-Cola. advertisement “It allows us to move much faster than we could internally using the least amount of money,” Butler said. “What they struggle with is scale,” he said–something that Coca-Cola does better than almost any company around. According to Butler, … [Read more...] about Coca-Cola Launches New Program To Recruit Startup Founders

It’s college graduation season, and thousands of newly degreed students are looking for that first post-school job. According to WalletHub, the best entry-level jobs will offer them opportunity, growth potential, and on-the-job safety. Based on this criteria, the financial website ranked the best and worst positions available to new grads. advertisement advertisement The top five include software engineer, electronics engineer, engineer, systems engineer, and industrial engineer. Clearly students who graduated with a degree in engineering seem to have the best outlook with lots of immediate opportunity and growth potential and few on-the-job hazards, according to the authors of the ranking. “When I looked at the list, the best jobs that are in most demand—like working for Amazon or Google—and they’re all fighting for people,” says Stacie Haller, career expert at ResumeBuilder.com, an online resume creation platform. “What is common among them is that … [Read more...] about How to identify the best (and worst) entry-level jobs

I come from engineering and manufacturing. In other words, I'm literal. And so, when I first began recruiting, I took a very face-value approach. I walked the manufacturing or warehouse floor, found the gaps, and observed the people doing similar work quite well. That's all I needed for a job description; that's all I needed for an interview. Today, I'd call this performance benchmarking. Back then, I called it focusing on the 'doing,' not the 'having.' And all these years later I still think it's the best approach to recruiting: Figure out what the best performers are doing differently, and hire people with a proven track record of doing the same. Degrees and skill sets matter far less than an ability to deliver results. It sounds so simple, yet few leaders or recruiters take this systematic approach to hiring . Here are four case studies to illustrate my point -- real-life examples of clients who have mismatched job descriptions to necessary deliverables so … [Read more...] about Hire Clones of Your Best Performers: Performance Benchmarking