Share to Twitter Share to Linkedin 2022 has not been kind to investors. Virtually every segment of the market has fallen in value. Even investment grade bonds, which is historically a haven for conservative investors, has plummeted by over 12% as of this writing. It’s easy to get caught up in your emotions during a tough market and weak economy. However, it may be helpful to keep in mind that Bear Markets and recessions are not an anomaly. They are part of the economic cycle. Contrary to what the doomsayers and talking heads are claiming on financial news channels, I am confident in saying that eventually the economy will improve and the market will rebound. The question is what are some practical action items for investors as we approach year-end? (Hint: It’s not checking your account balance more frequently!). Fixating on short-term performance is not constructive. Instead, I have outlined below some pragmatic areas worth exploring to make … [Read more...] about 2022 Year-End Financial Checklist
Adopting a 3 4 year old child
Share to Twitter Share to Linkedin I’ve spent the last few weeks playing what is essentially another full playthrough of Cyberpunk 2077. A long time ago, I left one of my PC Vs, an experimental build that was going to be focused on going in guns blazing, stuck at level 15 or so. My goal was to come back to her later once the game had been more fixed and patched with QoL changes added. Now with the game’s recent resurgence, I figured this was as good a time as any to return to her, and 30 hours and 35 more levels later, I have a maxed V who needs to go meet Hanako at Embers. Previously, I’ve written up compilations of patch notes with the laundry lists of changes that have been made to the game in the last two years, but actually playing through it is a different story. Here’s what I’ve actually noticed has changed since my first playthroughs. And it’s a good amount. Performance, Stability, Bugs – While I didn’t encounter any bugs that fully broke my … [Read more...] about ‘Cyberpunk 2077’ Re-Review: Two Years Later, What’s Changed?
Sachin Khapare, 42, a pharmaceutical company representative based in Mumbai, was planning to upgrade from his 15-year Splendor Plus motorcycle to a brand new electric bike. But instead of going for the Revolt-branded e-bike for Rs 155,000, the only option at that time, he decided to keep his existing bike and get the Internal Combustion Engine (ICE) replaced with an electric vehicle powertrain kit costing Rs. 105,000 (including registration fees and a Goods and Services Tax rate of 18%). “I was actually looking for an electric bike but had very limited options. Also, since the maintenance costs of my Splendor Plus is pretty low, I didn’t want to part with it. So getting it retrofitted with an EV kit by a recognised player was the best way out. The whole process of powertrain conversion took just 7 days and I now feel elated that I can use my Splendor without emitting any Co2 and traverse up to 125kms in a single charge,” Khapare told Moneycontrol. While the electrification of … [Read more...] about EV powertrain retrofitment market gains traction with influx of organised players
Share to Twitter Share to Linkedin Those who consider themselves self-employed can have many working definitions of what that means for their careers. For some, it could simply serve as a tool to bridge either a new job or retirement, while for others, it’s a way of life that becomes both an identity and a career. In either scenario, self-employment also provides signs of reduced depression and increased wealth among workers, when compared to regular employees. But these facts also tend to benefit more privileged groups , such as those who are male, white and generally well off to begin with. How, then, can the benefits of self-employment reach a wider audience? It’s an important question, one that has become more vital in the current economy. For instance, according to a pair of new studies highlighted by The New York Post , the number of self-employed mothers with children younger than 6 years old saw a significant increase when compared to rates … [Read more...] about How To Set Your Solopreneur Goals
Share to Twitter Share to Linkedin The Lost Boys landing on 4K UHD just weeks ahead of Halloween is like Christmas has come early fans of the 1987 teen vampire classic. Released in the summer of 1987, audiences and critics feasted on director Joel Schumacher’s vision about bloodsuckers nesting in the fictional coastal town of Santa Clara, California. Made for $8.5 million it grossed over $32 million and boasted a cast that included The film's now iconic ensemble includes Kiefer Sutherland, Jason Patric, Corey Haim, Corey Feldman, Dianne Wiest and Edward Herrmann. It also gave Alex Winter his big screen breakout role as Marko. I caught up with Winter to discuss The Lost Boys , what it did right, the audition process and how far Schumacher went to make sure the actor said yes. Simon Thompson: Did you have any idea that The Lost Boys would become the cultural touchstone and the phenomenon that it turned out to be? It was a movie that came out and … [Read more...] about Alex Winter Recalls ‘The Lost Boys’ As The 80s Classic Arrives In 4K
Share to Twitter Share to Linkedin By Rosie Wolf Williams, Next Avenue My mother told me many times over the years that she had a will, and I believed her. When she passed away, we discovered that her will was 40 years old — and completely useless. To start, she had never signed the copy we found, and the man named to be executor had died a decade before she did. Grandchildren born after she wrote the will were not mentioned, and items left to some people had long ago been passed on to others. Such problems are not uncommon, because many older adults and their children don't want to talk about death. Of course, you could simply ask your parents or others about their wishes, but how do you make sure the transition after they have died is smooth, without sounding harsh or greedy? Who Needs a Will? "The question in so many minds is, what happens if my parent dies without a will? The short answer is, it depends," says Rebecca Goldfarb, … [Read more...] about Mom, Do You Have A Will?
Share to Twitter Share to Linkedin Skills training programs help girls unlock their potential and move confidently in the direction of their dreams. Seventeen-year-old Dipali is the only girl in her village in northeastern Bangladesh who knows how to repair mobile phones. Forced to drop out of school when her parents couldn't afford to pay the fees, Dipali returned to learning with the help of an innovative alternative education program: Skills4Girls. The UNICEF-supported program helps girls complete their education and acquire marketable 21st-century job skills that open doors to employment. Programs like this reduce early child marriage and empower girls to make decisions about their own lives. Every girl has the right to a quality education and the right to make decisions about her own life Skills4Girls is designed to equip girls around the world to become entrepreneurs and change makers, capable of addressing issues in their community and … [Read more...] about UNICEF Skills Training Program Empowers Girls In Bangladesh
Share to Twitter Share to Linkedin Millennials are known as “ the purpose generation .” Research indicates that the vast majority of people under 40 are motivated more by their passion for making a difference than by their salary. But what about older generations? Chip Conley, the cofounder and CEO of Modern Elder Academy – the world’s first midlife wisdom school – says that we are defined by purpose throughout our lives. People who feel aligned with their sense of purpose tend to live longer , and during those extra years of life they also generally are healthier, feel happier and are less lonely. Conley founded and ran the highly successful boutique hotel chain Joie de Vivre for over 20 years before accepting, at age 52, a position as the in-house mentor to Brian Chesky, the youthful co-founder and CEO of Airbnb. At the time, Conley was twice the age of most of the employees at the rapidly-growing company. During his years working there, he … [Read more...] about 14 Tips From Chip Conley For Finding Your Purpose In Midlife And Beyond
With $34 billion in revenues from 425 stores, this century-old grocery chain has made its family owners super wealthy. With fresh tortillas made in-store and some of the best barbeque in Texas, grocery store chain H-E-B has a cult-like popularity that reaches beyond its regional footprint. Known for its private label foods and for customizing each store to its specific location, H-E-B has 425 stores across Texas and Mexico and revenue of $34 billion. It’s the largest private company in Texas and one of the state’s largest employers, with 145,000 employees. Prior to the pandemic, H-E-B would ship orders to states across the U.S. and to military bases worldwide, including favorite Texan barbecue sauces. All of this has turned four members of the Butt family into billionaires worth $14 billion combined. The extended Butt family owns approximately 90% of the San Antonio-based firm, which Forbes currently values H-E-B at just over $17 billion. The rest is owned by employees through … [Read more...] about Meet The Four Billionaires Behind H-E-B Supermarkets, Texas’ Largest Private Employer
Pakistan Finance Minister Miftah Ismail on Sunday stepped down from his post to make way for Ishaq Dar to take over the reins of the country's cash-strapped economy. The formal decision to put 72-year-old Dar in the driving seat of the financial affairs was taken in during a meeting between the Prime Minister Shehbaz Sharif and his brother Nawaz Sharif in London on Saturday. Both the finance minister Miftah Ismail and his successor Ishaq Dar were present in the meeting, besides other leaders of Pakistan Muslim League-Nawaz (PML-N). Miftah handed over his resignation to the elder Sharif, who is out of politics due to conviction in corruption cases but his decisions are considered binding on the party. I worked to the best of my ability for four months, and remained loyal to the party and the country, Miftah was quoted as saying by the PML-N in a statement. Close Former premier Sharif appreciated the efforts made by Miftah for carrying out the responsibilities … [Read more...] about Pakistan Finance Minister Miftah Ismail steps down; makes way for senior PML-N leader Ishaq Dar to take over