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Share to Twitter Share to Linkedin A couple typically plans for their retirement. What is frequently overlooked is the reality that, on average, women live longer than men. Few retirement plans prepare surviving women for what is effectively her second retirement – a later life stage with new complexities, different needs, and costs just just when financial resources and personal resilience may be sharply declining. According to the Centers for Disease Control and Prevention , forecasted life expectancy at birth for women in 2019 was 81.4 years compared to men who can look forward to 76.3 years. However, by age 65, women are likely to live nearly another 21 years compared to men who squeeze in a little more than an additional 18 years. Those averages assume that the woman and her mate are the same age. According to Pew Research Center , women are typically 2-plus years younger than their spouses, thus adding a few more years. The takeaway? Women — … [Read more...] about As Women Live Longer, They Should Also Plan For A Second Retirement

Share to Twitter Share to Linkedin Calls for the immediate scaling back and even discontinuation of fossil fuel use have grown strident again recently, on the heels of this month’s release of the final installment of the IPCC’s Sixth Assessment Report. It spawned urgent rhetoric like that from United Nations Secretary General Antonio Guterres , who said, “…it is possible to limit global warming to 1.5 degrees [Celsius] with rapid and deep emissions reductions across all sectors of the global economy.” His comments were accompanied by yet another round of demands for an immediate halt to funding of any further hydrocarbon investments . That comes in the wake of last year’s anti-fossil fuel mania, when the news was dominated for weeks by the actions of activists from groups like Just Stop Oil . They made headlines by trying to destroy precious works of art and gluing themselves to roadways, all in the name of fighting climate change through their demand … [Read more...] about Want Clean Energy? We’ll Need More Fossil Fuels

Photo via Channel 3 A Thai man allegedly murdered his girlfriend and hid her body inside a sauna tent in their shared house in the central province of Nakhon Pathom before committing suicide . Investigating officers from Mueang Nakhon Pathom Police Station arrived at the Nakhon Pathom Hospital at 4pm on Wednesday, March 29 and identified the deceased as 29 year old Kiattichai Wichaita. He was an officer at the Livestock Office District 7 in the province. He reportedly jumped from the 10th floor of the hospital building. A colleague of Kiattichai told police that he appeared to be very stressed when he came to the office that morning but did not disclose any personal issues to anyone. He then left the office without telling anyone where he was going. According to ThaiRath, the colleague tried to contact Kiattichai’s girlfriend, 28 year old Natticha Rodrat, to inform her of the tragic news. He was unable to reach her, so he visited her at the house. Related … [Read more...] about Tragic end to love affair: Thai man commits suicide after murdering girlfriend

Richard Branson’s Virgin Orbit is letting go of almost its entire work force with the satellite launch company finding it difficult to secure funding three months after a failed mission. The company, headquartered in Long Beach, California, will cut 675 jobs, about 85% of its workforce, according to a Friday filing with the U.S. Securities and Exchange Commission. Earlier this month Virgin Orbit said that it was pausing all operations amid reports of possible job cuts. At the time the company confirmed that it was putting all work on hold, but didn’t say for how long. In January, a mission by Virgin Orbit to launch the first satellites into orbit from Europe failed after a rocket’s upper stage prematurely shut down. It was a setback in the United Kingdom which had hoped that the launch from Cornwall in southwest England would mark the beginning of more commercial opportunities for the U.K. space industry. The company said in February that an investigation … [Read more...] about Virgin Orbit collapse: Mass layoffs at Richard Branson’s satellite launch company after failed mission

Emily Hikade didn't plan on running a fast-growing startup. After a near-death experience, one thing just led to another. A case officer working undercover for the Central Intelligence Agency, Hikade's job had taken her family to nine countries on three continents, and she wanted a safer life for her children. During a flight over the Indian Ocean to meet an affiliate of a known terrorist group, Hikade's plane started to nosedive. "The lights went out and people were screaming," Hikade told Inc. 's What I Know podcast . "I had three little boys at home, and my youngest one wasn't even a year old. I could see them so clearly in my head, and I felt really profoundly sad that they were going to grow up without a mother." While aspiring entrepreneurs can feel like there's no ideal time to start a company, as the plane righted itself, Hikade thought, well, this is as good a time as any. In 2015, while working in East Africa, Hikade launched Petite Plume, a high-end … [Read more...] about She Worked Undercover for the CIA. Now, Her Apparel Company Tops $10 Million in Annual Sales

Share to Twitter Share to Linkedin Topline Former President Donald Trump’s anticipated arraignment next week on criminal charges will be overseen by the same New York state judge who presided over the Trump Organization and former CFO Allen Weisselberg’s convictions for tax fraud—leading Trump to rail against the judge Friday as the ex-president lashes out against his indictment. Key Facts Trump’s case will be overseen by acting New York State Supreme Court Justice Juan Merchan, who the ex-president claimed on Truth Social Friday “HATES ME.” Merchan, who the New York Times notes previously served as an assistant district attorney in Manhattan—the same office that has now indicted Trump—presided over the Manhattan DA’s previous criminal cases against the Trump Organization and Weisselberg, who were charged with tax fraud related to gifts and other “off-the-books” compensation that executives received without the company paying tax on it. … [Read more...] about Trump’s Criminal Charges To Be Overseen By Same Judge Who Sentenced His Company For Tax Fraud—And He’s Not Happy About It

Share to Twitter Share to Linkedin Topline Billionaire GOP megadonor and onetime ally to former President Donald Trump Ronald Lauder, met with Florida Gov. Ron DeSantis recently as the likely 2024 GOP presidential candidate pitches himself as the adult in the room to wealthy donors amid increasingly incendiary rhetoric from Trump. Key Facts Lauder met with DeSantis, who is widely expected to announce a run for president in early summer, at his Long Island estate several months ago, Politico reported , citing two unnamed sources familiar with the meeting. The reported meeting comes after Lauder—heir to Estée Lauder who has known Trump for decades and helped fund his 2020 reelection bid—said through a spokesperson in November that he will not donate to Trump’s 2024 campaign, though he did not say whom he would support in 2024 and did not comment to Politico on the recent DeSantis meeting. DeSantis is reportedly targeting wealthy New … [Read more...] about Billionaire Ex-Trump Ally Ronald Lauder Met With Ron DeSantis As He Courts Wealthy Execs On Trump’s Turf, Report Says

Share to Twitter Share to Linkedin Topline House Speaker Kevin McCarthy (R-Calif.) launched a personal attack against President Joe Biden on Thursday, as negotiations between the White House and GOP lawmakers surrounding two high-stakes fiscal issues—the debt ceiling and the federal budget—are deadlocked. Key Facts McCarthy offered Thursday to meet with Biden “tonight” to discuss increasing the U.S.’ federal borrowing limit, offering to bring “soft foods” to a White House lunch if Biden would agree to a sit-down, in what appears to be a ham-fisted attempt to ridicule the president about his age. (At 80, Biden is the oldest president in history.) The offer is a non-starter, however, as the White House has repeatedly called on Congress to pass a debt ceiling increase with no strings attached and said it will not negotiate with Republicans on increasing the borrowing limit, which the federal government is expected to reach some time in late summer. … [Read more...] about McCarthy Mocks Biden Amid Debt Ceiling Standoff—Offering To Bring ‘Soft Foods’ To Negotiating Table

Share to Twitter Share to Linkedin Topline Florida’s GOP-controlled legislature voted overwhelmingly Thursday to allow people to carry concealed firearms anywhere in the state without a permit—a bill which, if signed into law by Gov. Ron Desantis (R), will make Florida the 26th state with such laws. Key Facts Florida’s Senate voted 27-13 Thursday to pass the bill , which would do away with Florida’s requirement under state law to obtain a concealed weapons permit and undergo background checks and firearms training in order to carry a concealed gun. Florida’s house had passed the bill by a vote of 76-32 last week. If signed into law, gun owners would only need to hold a valid ID to carry a concealed weapon, with a $25 fine for failing to do so. Florida would also become the 26th state to pass a law allowing permitless concealed carry, according to the U.S. Concealed Carry Association, amid a wave of GOP-led initiatives to loosen … [Read more...] about Florida On Track To Let Residents Carry Concealed Guns Without Permits—Joining 25 Other States

Share to Twitter Share to Linkedin A new rule under SECURE 2.0 creates a great opportunity for IRA owners 70 ½ or older with charitable inclinations to get a prospective valuable tax benefit and keep cash flow. The current law allows a charitable distribution from an IRA for individuals age 70 ½ or older (irrespective of the new Required Minimum Distribution of age 73) to make a distribution of up to $100,000 a year directly to a qualified charity. This is called a Qualified Charitable Distribution, or QCD, and they are fantastic opportunities on their own. Now, SECURE 2.0 has introduced a provision that allows a ‘split-interest’ gift, which gives the IRA owner a tax break and provides continuing cash flow. Why a QCD is a great idea. QCDs have a lot of advantages over a conventional charitable deduction. 1. A QCD is eliminated from income, and not treated as an itemized deduction. Thus, a donor can use the standard deduction or other itemized … [Read more...] about SECURE 2.0’s New Rule On IRAs And Charity Can Really Pay Off