Investing

Cryptocurrencies experienced jaw-dropping gains earlier this year, but they've taken a beating over the past couple of months. The price of Bitcoin ( CRYPTO:BTC ) , for example, fell by more than 50% between mid-April and late July. Ethereum ( CRYPTO:ETH ) has plummeted by around 57% since its peak in May, and Dogecoin ( CRYPTO:DOGE ) dropped by nearly 70% since reaching its record high. Recently, however, crypto prices have started to bounce back . Bitcoin, for instance, is up by more than 33% since July 21. Ethereum's price has increased by 28% in that period, and Dogecoin is up by 20%. Now that cryptocurrency prices seem to be back on an upward trajectory, does that mean it's time to invest? Here's what you need to know. Image source: Getty Images. Will crypto see phenomenal gains once again? If you missed out on the last crypto craze, it may be tempting to invest in cryptocurrency now to take advantage of this rebound. But there's no guarantee …

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Potential investors who look at Jushi Holdings ( OTC:JUSHF ) today might think it's too late to get in on this stock, given its 270% returns over the past 12 months (the Horizons Marijuana Life Sciences ETF is up just 28%). However, multiple brokerages have set price targets of more than $8 for Jushi, which represents an upside of over 50% from its current price of about $5.20. Price targets always change, and it wouldn't be surprising if Jushi were eventually to soar well above $8. Even doubling from where it is now wouldn't be all that unrealistic. With some solid numbers and attractive growth opportunities ahead, Jushi could be an underrated buy . Image source: Getty Images. New market opportunities will unlock more growth The recent price targets for Jushi were made in February. Since then, the company has entered Massachusetts, where both medical and recreational marijuana are legal, through a $110 million acquisition of cannabis cultivator and retailer …

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2020 has seen an acceleration of many digital trends, e-commerce being the poster child of this phenomenon. With stores closed, consumers have had no choice but to order online. In fact, according to data from IBM, 2020 has accelerated the shift to e-commerce by five years! Not only have people been changing where they buy their goods, but also how they pay for those goods. The latest trend sweeping the e-commerce industry is known as "buy now, pay later," which is exactly what it sounds like. Unlike credit cards, shoppers using buy now, pay later can create payment plans for specific items, and in many cases they do not have to worry about interest expense. This is a huge win for consumers by providing yet another way to pay for goods and services. There are a few companies pioneering buy now, pay later and many of them are public (or will be soon). Afterpay Afterpay ( ASX:APT ) is based in Sydney, Australia, and is fairly young, having been founded in 2015. Despite its …

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Over a period of time, as your income increases, you change your lifestyle. Moving to a bigger house, changing cars and gadgets, and expensive shopping become a part of your existence. There is nothing wrong with spending incremental income on yourself. But have you ever thought of enhancing your investments and insurance as well? Very few review their investments and insurance requirements periodically. It is not possible to always maintain a ratio of savings to income, but you must monitor it. Life events necessitate reviews Marriage and child birth increase your dependents. At such life stages, you should review your investment, life and health insurance . At the time of renewal of your health insurance, you must not only add the new member of the family, but also increase the sum insured. The health insurance cover that was sufficient for you as an individual or as a couple, may not be sufficient for a family of two / three members. You should consider opting for a …

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What's the best way for beginning investors to get started? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world . Answer by Elizabeth Yin , Startup investor and entrepreneur, on Quora : Like everything else, investing takes practice -- lots of it. But, you don't need as much money as you might think. If you're going to start angel investing, here are some quick tips: Invest in a LOT of companies (for practice and to learn); you will mess up. And that's ok. But you need a large diverse portfolio to learn. Aim for 10 per year for 3-5 years. You don't need a lot of money to get started. I know some angel investors who invest only $1k per startup. At $1k, you can fund 10 companies with just $10k on hand. This is doable for most frugal professionals. The best startups will still take a small check if you are a) a fast decision maker -- decide in 1 meeting or on the spot for …

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Whether investors realize it or not, they've been witnesses to history. Since bottoming 16 months ago, the benchmark S&P 500 ( SNPINDEX:^GSPC ) has rallied 98%, marking the strongest bounce from a bear-market bottom. But whereas history is a long-term ally of investors, it can be the enemy of Wall Street, at least in the near term. That's because all signs continue to suggest that a stock market crash or steep correction is on its way . Image source: Getty Images. Crashes and steep corrections are unavoidable Think about this for a moment: In each of the previous eight bear markets (i.e., not counting the coronavirus crash of 2020), there was at least one double-digit percentage decline in the S&P 500 within the first three years of bouncing back from the bottom. In five of those eight bounce-back rallies, we witnessed two double-digit percentage dips. In other words, the stock market never rebounds as smoothly as things have been over the past 16 months. …

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Throughout the pandemic, consumers have been saving more money. According to the U.S. Commerce Department, people held on to 16.4% of their disposable income in 2020, more than double the 7.5% savings rate in 2019. And that figure actually ticked up to 21.5% in the first quarter of this year. That means many consumers may have a little extra cash to burn, which could be a significant growth driver for the economy. And in the event of a post-pandemic bull market, companies like Paycom Software ( NYSE:PAYC ) and Square ( NYSE:SQ ) are well positioned to benefit. Here's why. Paycom Software Paycom helps clients manage their workforce more efficiently. Its human capital management (HCM) platform includes tools for talent acquisition, time and labor, payroll, and human resources, and it provides access to real-time analytics. Image source: Getty Images. Today, many companies rely on a patchwork of software to meet their HCM needs, but the Paycom platform is an …

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In this video, I will be talking about the metaverse, what it is, what it could mean for the future, and how it will evolve. You can find the video below. What is the metaverse? The definition of the metaverse is very vague but I discuss seven core attributes in the video. Some companies are already building out the metaverse. Epic Games' Fortnite , Microsoft 's Minecraft , Facebook 's Horizon , and many more are contributions. Tim Sweeney, Epic Games CEO, has said many times that the company is working toward creating its side of the metaverse. A mix between what is real and what is virtual. A place where people can come and create, work, and spend time together. One of the crucial points of the metaverse is for it to be an open economy and not controlled by one company. Today, many companies purposefully create products and services that aren't compatible with any of their competitors' products. For example, today you won't see a DC character in a Marvel movie. You …

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Following Robinhood 's lead, many brokerages have cut commission costs to $0 and introduced fractional shares. This is great news for investors, as it makes dollar-cost averaging a viable approach even with small sums of money. Put another way, now you buy stocks at regular intervals, regardless of share price. With that in mind, Airbnb ( NASDAQ:ABNB ) and Teladoc Health ( NYSE:TDOC ) look like smart long-term investments. Here's why. Image source: Airbnb 1. Airbnb Airbnb is disrupting the travel and tourism industry. Its platform connects 4 million global hosts with potential guests, helping travelers find lodgings in 100,000 cities around the world. Guests can also book guided experiences through Airbnb, allowing them to partake in authentic activities and learn from local experts. Last year the pandemic brought travel to a standstill, causing the company's revenue to drop 30%. But that challenging situation also showcased Airbnb's resilience. Rivals like …

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What happened Shares of Mastercard ( NYSE:MA ) rose 16.6% in November, according to data provided by S&P Global Market Intelligence . The financial services company's stock has recovered more than 50% from its March lows and is up around 11% year to date. Image source: Getty Images. So what Mastercard reported a weak set of earnings for its third quarter, as travel spending remained depressed due to closures resulting from the COVID-19 pandemic. Net revenue fell 14% year over year to $3.8 billion, while net income declined by 28% year over year to $1.5 billion. Despite the fall in net income, the company raised its quarterly dividend from $0.33 to $0.40. CEO Ajay Banga, however, remarked that the company was making good progress in helping both customers and consumers adapt to the new normal, as Mastercard continues to invest in its digital capabilities to deliver differentiated solutions. The company released its updated fourth-quarter operating metrics …

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