Planning to buy a house? Looking for a home loan? Before you take the plunge, it is important that you understand the home loan eligibility criteria for all banks and financial institutions. You can save yourself from getting your application rejected if you know you are an eligible candidate for the loan. You can also save time while applying a loan if you know you are eligible for the loan.If you meet the criteria set by banks for home loans, you make for a strong application. Most banks and lenders have a different set of criteria for judging applicants. However, some factors are common among all lenders such as age, employment status and credit score. In the following sections we give you a breakdown of these criteria. Home Loan Eligibility for All Banks in India The housing loan eligibility criteria varies from one bank to another. However, there are some factors that are common across banks and lenders.Close Most banks offer loans to people who fall in the age bracket of 21 years to 65 years. Some banks such as the State Bank of India offer home loans to people in the age group of 18 to 70 years. Another criterion… Read full this story
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